(805) 231-0562

Management Profile

Kristy Melton Photo

Kristy Melton of Heritage Commercial Funding Corp.
Management Profile

Kristy Melton graduated Magna Cum Laude from Loyola Marymount University in Los Angeles with a degree in Communication Studies and a minor in Business Administration.

She has over 21 years of experience working with small businesses, starting out in sales and then working in sales management for ADP.

She began working directly in the commercial finance industry in 2000 as a Business Development Manager for Private Business, Inc., responsible for growth of the Business Manager (A/R financing) program. Since 2004, she has been working as a independent commercial finance broker representing a network of alternative lenders and banks.


See what people are saying about Kristy’s work! Direct references available upon request.

“Kristy is a MASTER at finding solutions for all types of business finance situations. For over 15 years, I have worked with her on numerous unique and challenging client finance situations; she always creates maximum value-added to any transaction. She is doggedly determined and remains so until a solution is found. I hearty recommend her as a solution-partner.”

“Kristy exuded tremendous courtesy, perseverance, and integrity as our finance liaison for LA’s first distillery and brewery. My experience with Kristy was second to none; she worked persistently, was professional in all matters, and wouldn’t take no for an answer (much the same as me). Without reservation, I highly recommend Kristy as a resource for financing needs or a network referral.”

“Kristy Melton, by far is a provider driven to serve the customer. Kristy is what success is all about. Giving!”

“Having known Kristy for many years, and having had the pleasure of working with her professionally as well, I highly recommend her as a resource to anyone in need of business funding. I have referred many clients to her that have come away very satisfied. Great person to know and network with!”

“I enjoy working with Kristy and highly recommend her. Kristy has a solid background in the banking and commercial finance industry and is very knowledgeable in all areas. Kristy puts in 110% effort in working with her clients and providing solutions to their financing needs. If you are lucky enough to have the opportunity to work with Kristy you will be working with someone within our industry with utmost integrity and principle.”

“Kristy is a higly professional person to work with. She is the type of person that is answering emails at 9pm. She took the hardest deal I had, the one no one would look at, and made things happen. Top notch!”

“Kristy Melton is one of the most accomplished and respected career experts in the finance field. She is a multi-faceted, highly talented professional with an extraordinary work ethic. She has developed her own path full of success and exceptional knowledge in the world of commercial financing.”

“Kristy is a very likable, friendly and business savvy expert, who knows how to listen, connect with her vast network of funding relationships and come up with a satisfactory solution. Her high integrity, confidentiality and the good value that she delivers make her a premiere choice when it comes to funding solutions.”

“Kristy has been a tremendous resource for Allegiant for many years. We refer Kristy potential customers that for one reason or another Allegiant is unable to finance. She quickly determines which financing vehicle might be appropriate for the potential customer and more often than not finds a solution. Kristy is very responsive and just as important, she is a pleasure to work with.”